Services
Contractor Mortgages
Finding the right mortgage as a contractor is complicated. Whether it be length of experience, gaps between contracts, inside/outside IR35 or just knowing which lenders will accept a contract as evidence of income, having someone with experience of placing hundreds of mortgages for contractor clients can make all the difference. After careful examination of each contract, we will provide a recommendation as to the most suitable lender in this ever-changing market.
Professional, Medical and Locum Mortgages
Professionals are an attractive proposition to mortgage lenders. For this reason several offer enhanced lending terms through increased borrowing or bespoke interest rates. It can be difficult however for professionals clients to demonstrate their income. If you had recently entered into a partnership as a GP or a solicitor, perhaps are working a fixed term contract in a hospital or only been a locum for a few months. We understand these circumstances and have built relationships with lenders to ensure clients are catered for.
Financial Protection
We don't like to think about it, but there are situations outside of our control that can have a dramatic impact on our finances. Following an assessment of your personal and family financial needs, we work together with a selection of the biggest brands in UK financial protection to give piece of mind to clients so that appropriate cover is in place should the worst occur.